It's a case of playing a formation that suits the players Monk has available. Round pegs in round holes which is something previous managers didn't do. As Monk and Bruce have said we have an unbalanced squad . That's because nobody has built a squad to suit a playing style for years. Continuity of management and the correct transfer policies just hasn't been our strong points recently.
Until a manager gets to build a squad around his preferred tactics we are going to have difficulty in winning the square against round hole game. If monk is given time and gets some freedom in January then it will start to fit in place. Presumably he has his targets from his scouting team.
We just need EFL to "get it done" whatever they are going to do and let the club get on with their job.
Meanwhile we are doing better than expected and must get better at game management towards the end of matches .
You cannot plan for wrong decisions though.
As someone else said, if we were 2 or 3 goals in front then the odd fauxpas or Ref mess up wouldn't matter.